First Time Home Buyer


Best First-Time
Home Buyer Loans in Texas

You qualify for a first-time home buyer mortgage in the state of Texas if:

  • You haven’t bought a property in three years
  • You had an honorable military discharge

Where home buying is concerned, labels are important because there are quite a few programs for first-time homebuyers in Texas that you can take advantage of to overcome the financial barriers.

Many aspiring home buyers fold their homeownership plans when they get their first look at the down payment and closing costs involved in the process. It doesn’t even cross their mind to see if there might be statewide closing cost, home loan cost, homebuyer assistance, or down payment assistance for first-time homebuyers.


I imagined I’d need loan services and realtor work done separately, but Z Finance Solutions provides both of them. I was surprised at first, but it makes a lot of sense and charges a reasonable fee that makes it worth the money.

Property Hunt

 Finding the right property that fits your need.

Property Advice

Advice that can help you sell your old home for more and get a better price on the new.

Complete Realtor Service

Taking you through the real estate process from start to finish.

Guide You Through Loan Process

We help you navigate through the various steps of the loan procedure.


We help determine if your credit score dictates whether you’re eligible for a certain loan or not.


Going forward to authorities with loan application made easy.

Indeed, there are quite a few programs to help buyers secure the best possible first-time home buyer loan by exempting them from credit checks, enabling them to claim a tax credit on interest rates, or relaxing the overall eligibility requirements involved in home buying.

Allow us to help you navigate these first-time home buyer and owners loan programs, provide down payment assistance, and secure a first-time home buyer loan at a rate that’s in your best interest.

Let us help you find and purchase your dream home in Texas.


This is where we come in.

Our real estate experts don’t just help new homeowners and non-first-time home buyers find a property within their budget, but also help them qualify for a home buying assistance program for the same.

Whether you’re buying a home for residential purposes or investing in it to generate a regular income, we’ll help you secure a loan in Texas.

So, what are you waiting for? Seek our home buying assistance right here.

Down Payment Assistance

There are a lot of down payment assistance programs available. The best idea is talk to Z as he can give you an idea of what is available, but the most popular is in exchange for a higher interest rate will gift you the down payment and allow you to roll up closing costs into a second smaller loan.