Down Payment Assistance Houston

house beside the magnifying glass

First-Time Home Buyer's Guide

The excitement of buying your very first home is palpable. There’s a sense of accomplishment as you walk through the door for the first time, and maybe even a tinge of nerves as you begin to imagine all the possibilities. But whether you’re a first-time buyer or have been in the market for a while, there are some key things to keep in mind when making an offer and during the closing process.

Prepping for your first home purchase can seem daunting, but it can be a smooth process with careful planning. Here are some tips to help you get started:

  • Know what you can afford. Work with a lender to get an idea of how much you can borrow and what your monthly payments would be. Don’t fall in love with a home that’s out of your price range – you’ll only end up disappointed.
  • Start saving for a down payment. Most lenders require at least 20% down when purchasing a home, so start putting away money now if you don’t have it saved up already.
  • Research neighborhoods. Narrow down the areas where you want to live and do your research on each one – commute times, schools, crime rates, etc. Knowing what you’re looking for will help make the home buying process more manageable.

Another critical step is to find the right real estate agent. They will help you find the right home and guide you through the process.Before getting a mortgage, you must get pre-approved. The intention of buying a home will be shown by this, as well as the financial means to acquire one.

Once you have found a home that you like, it is time to make an offer. Your agent will help you with this. If the offer is accepted, then it is time to start the mortgage process. This includes getting your credit checked and submitting all of your paperwork. Once everything is approved, you will close on the home and move in!


Talk to Matt or Jennifer Today.

Z-Finance Solutions Offers Home Buyer Assistance Program to Help Home buyers in Houston, TX

Z-Finance Solutions is proud to announce that they are now offering a homebuyer assistance program in Houston, TX. This program is designed to help eligible home buyers purchase their dream homes. It offers down payment and closing cost assistance and a low-interest rate mortgage.

Z-Finance Solutions is committed to helping people achieve the American dream of home ownership. The program is available to first-time home buyers and repeats home buyers alike. Eligible home buyers can receive down payment and closing cost assistance, as well as a low-interest rate, mortgage, and home loans.

If you are interested in learning more about this program or applying for it, please call Z-Finance Solutions today. We would be happy to answer any of your questions or help you get started on the application process.


About The Team


Matt Zavaglia

Loan Officer

Matt is a loan officer with Nexa Mortgage. He is a former fraud detective and all consults include financial free financial advice.

He can handle all your mortgage loan needs no matter what your level of experience. From first time home buyers, investors and even case be case business loans for multi door properties.


Jennifer Zavaglia


Z Finance Solutions makes finding property in Texas a breeze. Jennifer keeps an eye out for all of the potential properties that homeowners would want, keeping the budget and required features in mind for a suitable fit.

Matt helps with the loan proceedings, pulling up soft credit scores that enable people to go for the approval process on acquiring a loan for larger purchases.

Send Us A Message

Talk to Matt or Jennifer Today

Get in touch with us so we can get started on your property purchase process today.

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