Down Payment Assistance Dallas


What Is a Mortgage? Loan Basics for Beginners

Mortgage loans play a vital role, especially if you are a first-time home buyer. A mortgage is a type of home loan that a bank or other lender gives home buyers to help finance the purchase of a house. The loan is secured by the property, meaning that if you can’t make your mortgage payments, the lender can take possession of the house to recover what it’s owed. When you get a mortgage, you’re typically required to make monthly payments for a set amount of time (called the “term”). After this time has passed, you’ll own the home free and clear.

Mortgages are typically for a period of 25-30 years, although they can be for shorter or longer terms. The interest rate on a mortgage is usually fixed, meaning that it does not change over the life of the loan. To get a mortgage, a person typically needs to have good credit and provide proof of income. The amount of money that a person can borrow with a mortgage is based on their income and credit score.

There are a few different types of mortgages available to borrowers. The most common type is the fixed-rate mortgage. Fixed-rate mortgages are characterized by a fixed rate that remains the same for the entire loan term. This is a good choice for borrowers who want stability and predictability in their monthly payments. Another common type of mortgage is the adjustable-rate mortgage or ARM. Depending on the current market conditions, the interest rate can change over time with an ARM. This can be a risky choice for borrowers who may not be able to afford higher payments if rates rise sharply.

There are also several specialized types of mortgages available, such as reverse mortgages and interest-only mortgages. Borrowers should consult with a mortgage lender to find the best option for their individual needs.

Talk to Matt or Jennifer Today.

Z-Finance Solutions Offers Home Buyer Assistance Program to Help Home Buyers in Dallas, TX

Z-Finance Solutions has announced the launch of its Home Buyer Assistance Program in Dallas, TX. The program is designed to help homebuyers in the Dallas area purchase their dream homes.

The Home Buyer Assistance Program provides down payment assistance to qualified applicants. In addition, the program offers mortgage rate discounts and closing cost assistance. To be eligible for the Home Buyer Assistance Program, applicants must meet certain income & credit score requirements.

If you are interested in learning more about this program or applying for it, please call Z-Finance Solutions today. We would be happy to answer any of your questions or help you get started on the application process.

About The Team


Matt Zavaglia

Loan Officer

Matt is a loan officer with Nexa Mortgage. He is a former fraud detective and all consults include financial free financial advice.

He can handle all your mortgage loan needs no matter what your level of experience. From first time home buyers, investors and even case be case business loans for multi door properties.


Jennifer Zavaglia


Z Finance Solutions makes finding property in Texas a breeze. Jennifer keeps an eye out for all of the potential properties that homeowners would want, keeping the budget and required features in mind for a suitable fit.

Matt helps with the loan proceedings, pulling up soft credit scores that enable people to go for the approval process on acquiring a loan for larger purchases.

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Talk to Matt or Jennifer Today

Get in touch with us so we can get started on your property purchase process today.

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